Insurance Coverage
Saib xyuas koj daim ntawv thov
Kev txheeb xyuas tus kheej
Pov thawj ntawm kev nyob
Kev tshuaj xyuas hauv tsev
Xa cov ntaub ntawv
Yog koj muaj insurance kev pov hwm, Koj yuav tsum ua ntawv thov rau koj lub tuam txhab tuav pov hwm thaum koj thov kev pab FEMA. FEMA tsis tuaj yeem pab nrog kev pov hwm thau mauj kev puas tsuaj. Yog tias koj daim ntawv pov hwm tsis them tag nrho cov kev poob los yog kev ncua, Tej zaum koj yuav tsim nyog tau txais kev pab los ntawm FEMA hais txog koj cov kev xav tau uas tsis tau txais.
Yog tias koj qhov chaw nyob thawj zaug puas raug puas tsuaj thiab ua tsis muaj neeg nyob, huv si thiab nyab xeeb, Tej zaum koj yuav raug teem sij hawm rau kev tshuaj xyuas hauv tsev los xyuas seb puas muaj kev puas tsuaj. Raws li koj cov kev xav tau uas tau teev tseg thaum lub sij hawm thov, koj yuav tau txais ib tsab ntawv los yog ntawv xovtooj. Tsab ntawv yuav piav qhia seb koj puas tsim nyog tau txais kev pab, Koj yuav tau txais kev pab ntau npaum li cas, yuav siv kev pab li cas, thiab yuav thov rov hais dua qhov kev txiav txim FEMA li cas Yog koj tsis pom zoo.
Koj qhov kev pab yuav raug txiav txim los ntawm kev sib piv koj qhov poob thiab qhov kev xav tau tseem ceeb nrog rau hom kev pab cuam muaj nyob hauv FEMA cov kev pab cuam thiab cov kev pab cuam. FEMA kev pab tsis zoo li kev tuav pov hwm thiab tsis tuaj yeem ua kom muaj sia nyob tag nrho. Tsoom fwv teb chaws kev pab los ntawm FEMA tsuas yog pab nyiaj rau kev kho mob yooj yim los ua kom muaj kev nyab xeeb hauv tsev, huv si thiab nyob tau. Tej zaum koj yuav raug xa mus rau US Kev tswj hwm khw lag luam me (SBA) rau cov nyiaj qiv qis los pab koj rov qab kom zoo lis qub.
Insurance Coverage
If You Have Insurance
Please contact your insurance company as soon as possible to file a claim. FEMA can only provide money after you get your insurance settlement. If your insurance doesn’t cover all of your home repair or rebuilding expenses, FEMA may be able to help.
FEMA can’t provide money for expenses covered by insurance or duplicate benefits from another source. When you get your insurance settlement or denial, please send a copy to FEMA as soon as you can.
If your insurance settlement is delayed more than 30 days from the time you file your claim, call the FEMA Helpline at 800-621-3362.
If You Do Not Have Insurance
FEMA will verify your disaster-caused losses. The agency will schedule a time to inspect your home if you reported damage to your home or personal property. Or FEMA will ask you to send documents to verify your expenses.
You will receive notification letters from FEMA either by mail or electronic correspondence explaining your next steps. If necessary based on the losses you reported, an inspector will contact you by phone to schedule an inspection. If you miss the call, they will leave a voicemail message and make multiple attempts to reach you. The inspector should not need to view repair receipts or pictures of the damage. But if you begin cleaning up before the inspection, FEMA suggests you take pictures, make a list of your losses, and keep receipts for all of your disaster-caused expenses.
Tshawb xyuas koj daim ntawv thov rau Kev Pab Cuam Tshuam
Koj tuaj yeem tsim online FEMA Lub chaw pab cuam kev puas tsuaj (DAC) as kaub ntawm Kev Pab Cuam Tshuam.gov. Koj yuav raug qhia kom tsim ib tus lej cim tus kheej tshwj xeeb (PIN) kom muaj kev nyab xeeb rau koj cov ntaub ntawv thov kev pab daws kev puas tsuaj.
Hauv koj tus as khaub online, Koj tuaj yeem:
- Saib xyuas cov ntaub ntawv thov kev pab cuam kev puas tsuaj
- Muab kev hloov tshiab ntawm koj tus kheej cov ntaub ntawv thiab kev nyiam
- Saib cov ntawv thiab cov lus FEMA tau xa tuaj rau koj
- Tau txais cov ntsiab lus ntawm cov ntaub ntawv ntxiv FEMA xav tau los ua koj cov kev pab
- Upload koj cov ntaub ntawv
- Txheeb xyuas cov ntaub ntawv FEMA tau txais los ntawm koj
For help to create or sign into your account: Visit the Login.gov Help Center or call 1-844-875-6446
NOTE: Login.gov can’t answer questions about your application or information in your account, or questions about other technical issues on DisasterAssistance.gov.
Rrau kev pab tsim los yog nkag rau koj tus as khaub, pab hu tos lub nroj Internet, uas yog qhib thaum 7:00 AM ET txog 1:00 PM ET, 7 hnub ib as thiv: 800-745-0243.
Kev txheeb xyuas tus kheej
Yog tias FEMA tsis tuaj yeem txheeb xyuas koj tus kheej thaum lub sij hawm ua ntawv thov, Koj yuav tsum xa cov ntaub ntawv txhawb nqa.
Cov ntaub ntawv pov thawj ntawm tus kheej
Cov ntaub ntawv los txheeb xyuas koj tus kheej*
- Cov ntaub ntawv los ntawm Lub Chaw Hauj lwm Saib Xyuas Kev Nyab Xeeb, los yog lwm lub koom haum tseem fwv, Muaj tag nrho los yog plaub tus lej kawg ntawm koj tus lej Xaus Saus (SSN)
- Daim npav Xaus Saus yog xa nrog tsoom fwv los yog lub xeev ua tus ntawm daim npav
- Tus tswv hauj lwm cov ntaub ntawv them nyiaj uas muaj tag nrho los yog plaub tus lej kawg ntawm SSN
- Tub rog daim npav
- Muaj daim ntawv tso cai los lees paub cov ntaub ntawv pov thawj ntawm lub npe qub
- Phau ntawv hla tebchaws U.S
*Nyob rau hauv rooj plaub hauv FEMA tuaj yeem tso cai rau cov tib neeg uas nyob hauv Teb chaws Meskas xa cov ntaub ntawv qhia tus kheej, xws li daim npav sau npe pov npav, etc.
Yog tias koj tab tom thov kev pab cuam sawv cev ntawm cov me nyuam yaus hauv Teb chaws Meskas (child) pej xeem rau koj tsev neeg, Koj yuav tsum xa FEMA li cov hauv qab no:
Ib cov ntaub ntawv ntawm sab laug, Yog tus me nyuam lub npe los yog
Tus me nyuam daim ntawv pov thawj hnub yug thiab ib daim ntawv luam ntawm tus men yuam daim npav kev ruaj ntseg los yog, Cov ntaub ntawv los ntawm Lub Chaw Hauj lwm Saib Xyuas Kev Nyab Xeeb, los yog lwm lub koom haum tseem fwv, Muaj tag nrho los yog plaub tus lej kawg ntawm tus me nyuam tus SSN.
tus tswv tsev/Kev txheeb xyuas neeg nyob
FEMA raug cai los ntawm txoj cai los txheeb xyuas tus neeg thov kev nyob hauv tsev thiab txheeb xyuas cov tswv tsev yog tias koj tab tom thov rau qee hom kev pab vaj tsev.
Saib cov ntaub ntawv pom zoo
Kev tshuaj xyuas hauv tsev
Tom qab koj thov nrog FEMA, Koj qhov kev thov kev pab raug tshuaj xyuas los txiav txim seb puas yuav tsum tau tshawb xyuas los soj ntsuam qhov kev puas tsuaj-Kev puas tsuaj cuam tshuam rau koj lub tsev thiab cov khoom ntiag tug.
FEMA kev tshuaj xyuas hauv tsev tam sim no tab tom ua rau tus neeg. Kev noj qab haus huv thiab kev nyab xeeb ntawm cov neeg muaj kev puas tsuaj yog qhov tseem ceeb ntawm FEMA, yog li lub koom haum yuav tuav lub peev xwm los soj ntsuam los ntawm kev tshuaj xyuas sab nraud yam tsis tau nkag mus hauv tsev. Thaum cov neeg muaj txoj sia nyob muaj kev ntxhov siab vim qhov tsis paub tseeb ntawm COVID-19.
Kawm ntxiv txog kev tshuaj xyuas hauv tsev
Xa cov ntaub ntawv
YKoj tuaj yeem mus ntsib Kev Pab Cuam Tshuam. gov xa cov ntaub ntawv thiab xyuas cov xwm txheej ntawm koj daim ntawv thov online.
Kev paub txog cov tshuab hauv online ib leeg yuav tsis ua raws li cov kev xav tau ntawm cov neeg muaj sia nyob, FEMA kuj tau tsim Chawm cov ntaub ntawv thauj mus los cov neeg dim tuaj thov kev pab, Nug ib lo lus nug, heej duab cov ntaub ntawv rau hauv koj cov ntaub ntawv thiab xa rov qab mus rau qhov chaw.
Nrhiav kev puas tsuaj rov qab los thiab Chaw cov ntaub ntawv thauj mus los
