Individuals who have filed a claim with the Claims Office may file an appeal if they disagree with the compensation amount identified in their final Letter of Determination (LOD). If a claimant is dissatisfied with the outcome of their appeal, they may pursue arbitration or judicial review.

Quick Facts
- You have 120 days from the date on your final LOD to file an appeal.
- Submit a Notice of Appeal to the Claims Office, including your reasoning and any additional supporting documentation.
- You cannot file an appeal if you have already signed a Release and Certification form.
- If you disagree with the appeal decision, you can seek arbitration or judicial review within 60 days of the date on the appeal decision letter.
Filing an Appeal
Disputing an Appeal
If you are dissatisfied with the appeal decision, you may have the dispute resolved through binding arbitration or have a judicial review in the Federal District Court for the District of New Mexico.
Option 1: Arbitration
Submit a written Request for Arbitration (RFA). The RFA form is available for the convenience of claimants, but the Claims Office will accept requests for arbitration in any form, as long as it includes the information required and otherwise meets the criteria for arbitration.

Forms can be submitted via:
- In-person: through your Navigator
- Email: fema-hermits-peakarbitration@fema.dhs.gov
- Mail:
Arbitration Docket
FEMA Hermit's Peak/Calf Canyon Claims Office
P.O. Box 1329
Santa Fe, NM 87504
For more information on the arbitration process, timelines and fees, reference pages 84-86 of the Program and Policy Guide.
Option 2: Judicial Review
As an alternative to arbitration, you may file a lawsuit against FEMA in the Federal District Court for the District of New Mexico. This lawsuit must be brought within 60 days of the date that appears on the administrative appeal decision.
Note: If you do not either file for arbitration or file a lawsuit within 60 days of the date on the Administrative Appeal decision, or submit a signed Release and Certification form, you are bound by the final Letter of Determination (LOD).
If you are dissatisfied with the appeal decision, you may have the dispute resolved through binding arbitration or have a judicial review in the Federal District Court for the District of New Mexico.
For more information on the judicial review process, timelines and fees, reference pages 86-87 of the Program and Policy Guide.
Additional Resources
- Appeals Guide
- Notice of Appeal form
- Frequently Asked Questions about Appeals and Arbitration
- Claims Office Program and Policy Guide (read pages 77-87)
- How to Appeal Your Claim (fact sheet)
- Claims Filed for Fire-Related Losses May be Appealed if Claimant Disagrees with Compensation Amount (news release)
- Hermit's Peak Claims Office Steps to Appeal (graphic)
- How to Appeal Your Claim Brochure
- Arbitration Process (graphic)