HMA eligibility is related to the National Flood Insurance Program (NFIP) as follows:
- Applicant and subapplicant eligibility: States, state agencies, tribal governments and communities participating in the NFIP may apply for FMA planning and project awards and subawards and associated management costs. Communities withdrawn, suspended, on probation or not participating in the NFIP are not eligible to apply for FMA. Certain political subdivisions (i.e., regional flood control districts or county governments) may apply and act as subrecipients if they are part of a community that is participating in the NFIP where the political subdivision provides zoning and building code enforcement or planning and community development professional services for that community.
- Mitigation project eligibility: HMGP, HMGP Post Fire and BRIC subapplications for mitigation projects sited within a SFHA are eligible only if the jurisdiction in which the project is located is participating in the NFIP. There is no NFIP participation requirement for HMGP, HMGP Post Fire and BRIC subapplications for mitigation projects located outside of the SFHA.
- Mitigation planning eligibility: There are no NFIP participation requirements for HMGP, HMGP Post Fire and BRIC hazard mitigation planning subapplications. However, under FMA, the subapplicant and the communities within the planning scope must be participating in the NFIP to be eligible for planning assistance.
- Property eligibility: Properties included in a project subapplication for FMA assistance must be NFIP-insured at the time of application start date.[123] Flood insurance must be maintained for the life of the structure regardless of whether the property is subsequently removed from the SFHA.