Why was I not approved for FEMA disaster assistance?

When you apply for FEMA assistance you will receive a letter from us. If the letter says you are “not approved” for assistance, read the rest of the letter in full, as we may just need additional information from you.  The letter will explain what kind of information we need to continue reviewing your application. Please review the letter carefully to understand what is needed.

If you have home insurance, it is common that we will send you a letter asking for more documentation about the result of your home insurance claim before we can continue reviewing your application.

Other common documentation we need include:

• Proof of insurance coverage
• Settlement of insurance claims or denial letter from insurance provider
• Proof of identity
• Proof of occupancy
• Proof of ownership
• Proof the damaged property was your primary residence when the disaster occurred.

If you lost any documentation in the disaster, you can get help replacing it: Replacing Vital Documents | FEMA.gov

If you have questions, you can always reach out to us by calling 1-800-621-3362 or by visiting a Disaster Recovery Center to speak to a FEMA representative.