Why did I receive a loan application from the U.S. Small Business Administration?

After applying, you may be referred to the U.S. Small Business Administration (SBA) for an SBA disaster assistance loan as part of the disaster assistance process.

FEMA works with SBA if you have additional unmet needs. Loans may help with home repair or replacement, personal property, vehicles, mitigation, business losses, and working capital for small business and most private nonprofits.

If you are approved for a loan, you are not obligated to accept it.

You can call the FEMA Helpline at 800-621-3362 if you have additional questions or need more information.

For questions about the SBA disaster loan program, please call the SBA at 800-659-2955 (TTY: 800-877-8339). SBA information is also available at www.SBA.gov/disaster or by email at disastercustomerservice@sba.gov.

If you were affected by a disaster declared before March 22, 2024, and are referred to the SBA, you must complete an SBA disaster loan application to be eligible for Personal Property Assistance, Transportation Assistance and/or Group Flood Insurance Policy (GFIP).

For disasters declared on or after March 22, 2024, you may choose if you want to complete an SBA disaster loan application and it will not affect your eligibility for FEMA assistance.

Learn more about SBA disaster loans and how they connect with FEMA assistance.