FEMA Applicant Checklist

Homeowners and renters in Jackson and Jasper counties affected by the June 14-15 severe storms and tornadoes may be eligible for federal assistance. Following the advice on this checklist will help you in the process.

If You Have Insurance, Check on Your Claim

• If you haven't already, file a claim.
• FEMA cannot duplicate insurance benefits and FEMA will need a copy of your settlement letter.
• If your insurance settlement does not cover certain losses, you may be eligible for federal assistance.

Apply With FEMA

• Homeowners and renters in Jackson and Jasper counties may be eligible for grants for basic home repairs and other disaster-related expenses.
• Apply online at DisasterAssistance.gov.
• Or apply by calling the FEMA helpline at 800-621-3362.
  • If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service.
  • People with disabilities should make reasonable accommodation requests.
• The helpline is open and available 24 hours daily in most languages.

Schedule a Home Inspection

• A FEMA-contracted inspector will contact you and schedule a time to meet at your damaged home.
• You or your designated co-applicant identified on your application will need to meet with the inspector and provide a photo ID.
• If you or your co-applicant are unable to meet with an inspector, a third party can be designated in writing. 
• Housing inspectors will have an official photo ID. They will have your FEMA application number. They never charge fees. If you have a question about the inspection, please call the FEMA helpline at 800-621-3362. 

Read Your FEMA Decision Letter

• FEMA will review your application and inspection information and send you a decision letter, by mail or through your DisasterAssistance.gov account. The letter will explain FEMA’s decision.
• Read the whole letter, carefully. FEMA may need more information to determine your eligibility. An ineligible determination may simply be because FEMA needs certain documents. The letter advises you on how to appeal if you disagree with FEMA’s decision.
• If you have questions about your letter, take it to a Disaster Recovery Center, visit DisasterAssistance.gov or call the FEMA helpline at 800-621-3362.

Use FEMA Grants for Intended Purposes

• FEMA grants are to be used only for the designated disaster-related expenses.
• The determination letter includes information on the grants you got and what they are for.
• FEMA may audit applicants to confirm they spent their grants appropriately.

Save Receipts and Maintain Good Records

• Applicants should keep receipts for three years to show how they spent FEMA grants.