Does FEMA need my home insurance information?

Yes, FEMA needs your insurance information when applying for assistance.  By law, FEMA cannot pay for costs related to a disaster that is already paid for by your insurance.  We need to know the extent of your insurance coverage to make sure you are not receiving funding for the same damage twice.    As a first step, we recommend that you file a claim with your insurance company as soon as possible and then apply for assistance from FEMA to see what you are eligible for.