Can I receive Rental Assistance from FEMA if my insurance company also provided me with this benefit?

By law, FEMA cannot duplicate benefits provided through insurance.

Many insurance policies include Additional Living Expenses (ALE) or Loss of Use (LOU) coverage, which provides money to cover temporary housing costs when you are unable to live in your home due to a disaster. If your insurance does not include ALE or LOU, or if the money provided by insurance does not adequately cover your temporary housing need, you can submit your insurance settlement to FEMA for consideration for Rental Assistance.

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