National Flood Insurance Program: Evaluation Studies

This collection provides study reports and background information used to evaluate and inform the National Flood Insurance Program in 2006.

The National Flood Insurance Program’s Mandatory Purchase Requirement: Policies, Processes and Stakeholders

This sub-study investigates how the mandatory purchase of flood insurance is implemented and enforced.

The National Flood Insurance Program’s Market Penetration Rate: Estimates and Policy Implications

This sub-study is designed to help the NFIP set appropriate goals for market penetration rates and expand the number of flood insurance policies in force over time, to evaluate strategies for increasing market penetration rates, and to consider how goals should vary by type of community.

The Developmental and Environmental Impact of the National Flood Insurance Program: A Summary Research Report

This sub-study assess FEMA’s compliance with the National Environmental Policy Act and Executive Order 11988; evaluates litigation in cases where the NFIP is alleged to have encouraged development of habitat protected by the Endangered Species Act; gathers data about community perceptions of the role of the NFIP in development and homeowner perception of flood risk; examines what types of communities use incentives in the Community Rating System to adopt floodplain protection practices; and examines the NFIP’s relationship to the Coastal Barrier Resource System.

State Roles and Responsibilities in the National Flood Insurance Program

This sub-study seeks to improve understanding of how state agencies implement their responsibilities for floodplain management and how state agencies affect whether the NFIP meets its goals.

2008 Supplement to the 2006 Evaluation of the NFIP's Building Standards (2013)

This document provides a supplement analysis to the 2006 Evaluation of the National Flood Insurance Program’s (NFIP's) Building Standards. The purpose of this document is to determine the cost-effectiveness of including freeboard within the foundation height of new residential buildings constructed in floodplains, and to establish which factors should be considered when determining how many feet above the minimum NFIP-required elevation a house should be constructed in order to maximize cost-effectiveness.

The Evaluation of the National Flood Insurance Program – Final Report

The NFIP Evaluation Capstone Study summarizes what was done, what was learned, and recommendations made. It synthesizes the sub-study findings into a coherent report evaluating the aspects of the Program prioritized by the NFIP Evaluation Steering Committee, and makes cross-cutting recommendations evidenced by themes that arise across the various sub-studies.

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