Personal Property Items Eligible for Repair or Replacement After a Disaster

Release Date:
January 3, 2024

If you live in Cheatham, Davidson, Dickson, Gibson, Montgomery, Stewart or Sumner County and had personal property damaged or destroyed by the Dec. 9, 2023 severe storms and tornadoes, FEMA may provide financial assistance.

The assistance is intended to meet the basic needs of the household, not to restore all personal property items to a pre-disaster condition. 

FEMA assistance to repair and replace personal property falls within the following categories: 

  • Appliances: Includes standard household appliances, such as a refrigerator, washing machine, etc.
  • Clothing: Essential clothing needed due to overall loss, damage, or contamination.
  • Room furnishings: Standard furnishings found in a bedroom, kitchen, bathroom and living room.
  • Essential Tools: Tools and equipment required by an employer as a condition of employment and items required as a condition of an applicant’s or household member’s education.
  • Accessible Items: FEMA also provides assistance for damaged personal property items required for qualified applicants with disabilities.

Applicants must meet the following conditions to receive Personal Property Assistance: 

  • The item needs to be repaired or replaced due to disaster damage.
  • The occupants of the household have an unmet disaster-related need for the damaged item. FEMA may not provide assistance if the applicant can meet that need with another similar item in their possession or available to the household.
  • The item was owned and being used by occupants of the household.
    • FEMA does not provide assistance for furnishings and/or appliances provided by a landlord.
    • Items used by guests and relatives who were not members of the pre-disaster household are not eligible for assistance.

To apply for FEMA disaster assistance, call toll-free 800-621-3362, go online to DisasterAssistance.gov, download the FEMA App or visit a Disaster Recovery Center. The phone line is open daily, and help is available in most languages. If you use a relay service such as VRS, captioned telephone service or others, give FEMA your number for that service. The deadline for applications is Feb. 12, 2024

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