Fact Sheets
There are several steps you can take to keep things moving and speed up your recovery. FEMA has many local and federal partners that can help you take control of your recovery.
A Letter of Determination Review (LODR) is an option available to a property owner to appeal a lender's flood zone determination. The request can be made to FEMA, at a current cost of $80, jointly by a lender and borrower within 45 days of the notice to the borrower the building is located within the Special Flood Hazard Area (SFHA) by the lender.
Floods can happen anywhere—even in areas with low-to-moderate flood risk. Learn more about your property’s flood risk and talk to your insurance agent about a National Flood Insurance Program (NFIP) policy today.
The mission of FEMA Voluntary Agency Liaisons (VALs) is to establish, foster, and maintain relationships among government, voluntary, faith-based, and community partners. Through these relationships, the VALs support the delivery of inclusive and equitable services and empower and strengthen capabilities of communities to address disaster-caused unmet needs.