Hurricane Michael in Florida

The State of Florida first adopted a statewide minimum building code in 1974. However, that code allowed local governments to adopt one of four different codes that they could amend and enforce as they saw fit. When Hurricane Andrew struck south Florida in 1992, it broke all records for insured losses and became Florida’s worst insurance crisis in history. It quickly became obvious that Florida’s building code system was not adequate and that improvements were needed for the entire state.