News and Media: Disaster 4676

It’s been three months since President Biden signed the disaster declaration for the July 25-28 flooding in St. Clair County. Since then, more than $29 million in federal funds has been provided to disaster survivors to help them with their recovery.

For homeowners and renters who sustained damage from the July 25-28 floods in St. Clair County, the deadline to apply for federal assistance has passed. In rare cases, though, you may be eligible to submit a late application to FEMA.

If you applied for assistance from FEMA after sustaining damage from the July 25-28 floods, you would have received a letter from FEMA. In some cases, it may say you are ineligible for assistance, but that is not a denial. Applicants are given a reason for the ineligibility and told what they need to do to become eligible. Often, you just need to send more information.

FEMA’s Individuals and Households Program (IHP) provides financial assistance to eligible individuals and households affected by a disaster who have uninsured or underinsured disaster-related expenses. FEMA cannot duplicate losses covered by insurance. If your insurance does not cover all your losses, or is delayed, you may be eligible for assistance for your unmet needs. FEMA IHP assistance is not a substitute for insurance and cannot pay for all losses caused by a disaster; it is intended to meet basic needs and supplement disaster recovery efforts.

The December 22 deadline to apply for FEMA disaster assistance has passed, but help is still available for people affected by the July 25 - 28 flooding in St. Clair County. FEMA continues working with other federal, local and non-governmental agencies to support families and communities affected by the July 25-28 floods.