The Fiscal Year 2025 funding opportunity for Safeguarding Tomorrow through On-going Risk Mitigation Revolving Loan Fund (Safeguarding Tomorrow RLF) program is published. For this grant cycle, $178 million is available. The application period will be open from Jan. 14 – Sept. 30, 2025.
The Safeguarding Tomorrow RLF program complements and supplements FEMA’s hazard mitigation grant portfolio to support mitigation projects at the local government level and increase the nation’s resilience to natural hazards and climate change. These low interest loans will allow jurisdictions to reduce vulnerability to natural disasters, foster greater community resilience and reduce disaster suffering.
The FY 2025 Safeguarding Tomorrow through On-going Risk Mitigation Revolving Loan Fund program is available in full on Grants.gov .
Resources
Application Support Materials
Safeguarding Tomorrow RLF Program Grant Application Form
Grant Application Assistance
FEMA developed usable templates for eligible entities. Additionally, interested applicants can email the program team for a fillable version of the Intended Use Plan template.
FEMA continues to engage stakeholders and adds additional input to inform program implementation. Entities should consider their specific program implementation plans and considerations while preparing to apply for the program.
Entities can email the program team for guidance as they have questions while preparing applications.