APPLY WITH FEMA EVEN IF YOU HAVE INSURANCE
[https://www.fema.gov/fact-sheet/4562/apply-fema-even-if-you-have-insurance]


Release Date: 
Oct 13, 2020 

People who were affected by the Oregon wildfires and straight-line
winds and who live in  Clackamas, Douglas, Jackson, Klamath, Lane,
Lincoln, Linn and Marion counties should apply for FEMA assistance
even if they are covered by insurance or have registered with other
agencies.

CAN INSURED APPLICANTS QUALIFY FOR FEMA ASSISTANCE?

Under federal law, FEMA cannot duplicate insurance settlements or
other benefits, but there are cases where insured survivors might
still be eligible for FEMA help. For example:

 	* Your settlement was delayed longer than 30 days after you filed a
claim.
 	* The settlement does not fully cover all your losses and needs.
 	* You exhausted the additional living expenses provided in your
policy.
 	* You cannot locate suitable rental resources in your community.

TAKE THE FOLLOWING STEPS TO MAKE SURE YOU GET ALL ELIGIBLE HELP

 	* File your insurance claims for the damage caused by the fires as
soon as possible.

	* Apply with FEMA for assistance. You don’t have to wait for your
insurance settlement to apply. If you have registered with other
organizations, you still need to apply with FEMA if you want to be
considered for FEMA assistance. Here’s how: 

 	* Call FEMA toll-free at 1-800-621-FEMA (1-800-621-3362) or (TTY:
800-462-7585). The toll-free telephone lines operate from 7 a.m. to 10
p.m. PDT, seven days a week.
 	* Those who use a Relay service such as a videophone, InnoCaption or
CapTel should update FEMA with their assigned number for that
service.  It is important that FEMA is able to make contact. Phone
calls from FEMA may come from an unidentified number.
 	* Visit DisasterAssistance.gov
[https://www.disasterassistance.gov/].
 	* Check FEMA’s mobile app
[https://www.fema.gov/about/news-multimedia/app]

AFTER YOU APPLY WITH FEMA

 	* Once you have registered, you have 12 months to let FEMA know if
your insurance coverage was not enough and you want to be considered
for help.

	* To request FEMA assistance, fax or mail FEMA a letter explaining
the circumstances to: 

 	* FEMA Individuals and Households Program, National Processing
Center, P.O. Box 10055 Hyattsville, MD 20702-8055
 	* Fax: 800-827-8112

###

_Disaster recovery assistance is available without regard to race,
color, religion, nationality, sex, age, disability, English
proficiency or economic status. If you or someone you know has been
discriminated against, __call FEMA toll-free at 800-621-FEMA
(3362) 711/VRS - Video Relay Service). Multilingual operators are
available. (Press 2 for Spanish). TTY call 800-462-7585. _

_At any time, applicants with disabilities who may require a
reasonable accommodation can ask FEMA staff directly or submit their
accommodation request via email to FEMA’s Office of Civil Rights at
FEMA-CivilRightsOffice@fema.dhs.gov or by calling FEMA’s Civil
Rights Resource line at (833) CVL-RGHT (833-285-7448). _

_Follow FEMA Region 10 on __Twitter_
[https://twitter.com/femaregion10]_ and __LinkedIn_
[http://www.linkedin.com/company/fema-region-10]_ for the latest
updates and visit __FEMA.gov_ [https://www.fema.gov/disaster/4562]_
for more information._

_FEMA's mission is helping people before, during, and after
disasters.__ _