UNDERSTAND WHAT LOSSES FEMA MAY COVER
[https://www.fema.gov/press-release/20210318/understand-what-losses-fema-may-cover]


Release Date: 
May 27, 2020 

May 27, 2020

FEMA-4542-DR NR 010

FEMA News Desk: 877-568-9040

South Carolina News Desk: 803-737-8515

           

                                      

News Release

Understand What Losses FEMA May Cover

FEMA May Help With Uninsured, Underinsured Losses

COLUMBIA, S.C. — April 13 South Carolina storm survivors who have
uninsured or underinsured losses may be eligible for FEMA help to make
their homes livable.

FEMA assistance is not the same as insurance. Assistance only provides
the basic needs for a home to be safe, sanitary and secure.

Home damage must be related to the April 13 storms. FEMA inspectors
may contact survivors who registered for help to conduct a virtual
inspection and calculate losses.

Below are examples safe, sanitary and secure repairs to make a home
livable.

Property: FEMA may assist in the replacement or repairs to
disaster-damaged furnaces, hot waters heaters, refrigerators and
stoves. Non-essential items like dishwashers and home theatre
equipment are not covered.

Ceiling and roof damage: FEMA may assist to repair disaster-related
leaks in a roof that damage ceilings and threaten electrical
components, like overhead lights, but not stains from roof leaks.

Floors: FEMA may assist to repair a disaster-damaged subfloor in
occupied parts of the home but not floor covering like tile or carpet.

Windows: FEMA may assist with disaster-related broken windows but not
blinds and drapes.

Other FEMA help may include temporary expenses to pay for somewhere to
stay if a survivor’s home is uninhabitable or assistance replacing
essential household items.

FEMA calculations on what it may cover vary because every survivor’s
situation is different. Expenses for repairs that exceed the
conditions to make a home safe, sanitary and secure are ineligible.

For more information, call the FEMA helpline at 800-621-3362 or TTY
800-462-7585. Multilingual operators are available 7 a.m. to 10 p.m.,
seven days a week.

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FEMA’s mission is helping people before, during, and after
disasters.

 

Disaster recovery assistance is available without regard to race,
color, religion, nationality, sex, age, disability, English
proficiency or economic status. If you or someone you know has been
discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For
TDD call 800-462-7585.