FEMA DEFERS THE IMPLEMENTATION OF RISK RATING 2.0
[https://www.fema.gov/press-release/20230425/fema-defers-implementation-risk-rating-20]


Release Date: 
11월 7, 2019 

WASHINGTON - FEMA is focused on building a culture of preparedness by
closing the insurance gap so that individuals and communities recover
faster and more fully after a natural disaster.

Earlier this year, FEMA announced Risk Rating 2.0 as an initiative to
deliver flood insurance rates that people trust, value, and are less
complex to navigate. Knowing the true risk of one’s property is
critical to ensure adequate insurance coverage and claim payments
after a flood, as well as to inform appropriate mitigation measures
property owners can take to ultimately reduce their risk. While the
agency initially announced that new rates for all single-family homes
would go into effect nationwide on October 1, 2020, some additional
time is required to conduct a comprehensive analysis of the proposed
rating structure so as to protect policyholders and minimize any
unintentional negative effects of the transition. Therefore, FEMA
decided to defer the implementation of Risk Rating 2.0 by one year to
October 1, 2021. Additionally, this extension allows for all National
Flood Insurance Program (NFIP) policies – including, single-family
homes, multi-unit and commercial properties – to changeover to the
new rating system at one time instead of a phased approach, as
originally proposed.

Over the course of the next year, FEMA will continue to actively
engage with Congress and other key stakeholders to ensure transparency
and visibility as we work to transform the NFIP.

 

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